/* -----------------------------------------------------------
   CSS RESET & NORMALIZE
------------------------------------------------------------ */
html, body, div, span, applet, object, iframe,
h1, h2, h3, h4, h5, h6, p, blockquote, pre,
a, abbr, acronym, address, big, cite, code,
del, dfn, em, img, ins, kbd, q, s, samp,
small, strike, strong, sub, sup, tt, var,
b, u, i, center,
dl, dt, dd, ol, ul, li,
fieldset, form, label, legend,
table, caption, tbody, tfoot, thead, tr, th, td,
article, aside, canvas, details, embed, 
figure, figcaption, footer, header, hgroup, 
menu, nav, output, ruby, section, summary,
time, mark, audio, video {
  margin: 0;
  padding: 0;
  border: 0;
  font-size: 100%;
  font: inherit;
  vertical-align: baseline;
  box-sizing: border-box;
}

article, aside, details, figcaption, figure, 
footer, header, hgroup, menu, nav, section {
  display: block;
}
body {
  line-height: 1.5;
  background: #F6FCF8;
}
ol, ul {
  list-style: none;
  padding-left: 0;
}
a {
  text-decoration: none;
  color: inherit;
}
img {
  display: inline-block;
  max-width: 100%;
  height: auto;
}
button, input, select, textarea {
  font-family: inherit;
  font-size: 100%;
  border: none;
  outline: none;
  background: none;
  padding: 0;
  margin: 0;
}

/* -----------------------------------------------------------
   BRAND FONT + COLORS FOR PLAYFUL_DYNAMIC
------------------------------------------------------------ */
@import url('https://fonts.googleapis.com/css?family=Montserrat:700,900&display=swap');
@import url('https://fonts.googleapis.com/css?family=Roboto:400,500,700&display=swap');

:root {
  --color-primary: #143265;
  --color-secondary: #87E1B2;
  --color-accent: #FFFFFF;
  --color-fun1: #FCEA58;
  --color-fun2: #FF66A0;
  --color-fun3: #52BCF7;
  --color-fun4: #FFDAE0;
  --color-neutral-bg: #F6FCF8;
  --color-neutral-dark: #234;
  --shadow-card: 0 4px 24px 0 rgba(20,50,101,0.08), 0 1.5px 5px 0 rgba(135,225,178,0.15);
  --radius-xl: 28px;
  --radius-md: 16px;
  --radius-sm: 8px;
  --transition: all 0.26s cubic-bezier(0.77,0,0.175,1);
}

html {
  font-size: 16px;
  scroll-behavior: smooth;
}
body {
  font-family: 'Roboto', Arial, sans-serif;
  background: var(--color-neutral-bg);
  color: var(--color-primary);
  min-height: 100vh;
}

/* -----------------------------------------------------------
   TYPOGRAPHY & PLAYFUL STYLE
------------------------------------------------------------ */
h1, .h1 {
  font-family: 'Montserrat', 'Roboto', Arial, sans-serif;
  font-size: 2.4rem;
  font-weight: 900;
  letter-spacing: -1.5px;
  color: var(--color-fun2);
  margin-bottom: 20px;
  line-height: 1.1;
  text-shadow: 1px 2px 0 var(--color-fun3), 0 2px 10px var(--color-fun2, #FF66A0, 0.1);
}
h2, .h2 {
  font-family: 'Montserrat', Arial, sans-serif;
  font-size: 2rem;
  font-weight: 700;
  color: var(--color-primary);
  margin-bottom: 18px;
  letter-spacing: -0.5px;
}
h3, .h3 {
  font-family: 'Montserrat', Arial, sans-serif;
  font-size: 1.3rem;
  font-weight: 700;
  color: var(--color-fun1);
  margin-bottom: 10px;
}
h4, .h4 {
  font-family: 'Montserrat', Arial, sans-serif;
  font-size: 1.1rem;
  font-weight: 700;
}
p, ul li, ol li, .content-wrapper > p {
  color: var(--color-primary);
  margin-bottom: 16px;
  font-size: 1rem;
  line-height: 1.7;
  letter-spacing: 0.02em;
}
strong, b {
  color: var(--color-fun2);
  font-weight: 700;
}
.small {
  font-size: 0.89rem;
  color: var(--color-neutral-dark);
  opacity: 0.7;
}

/* -----------------------------------------------------------
   LAYOUT STRUCTURE & SPACING
------------------------------------------------------------ */
.container {
  width: 100%;
  max-width: 1170px;
  margin: 0 auto;
  padding-left: 20px;
  padding-right: 20px;
}
.section {
  margin-bottom: 60px;
  padding: 40px 20px;
  background: none;
  border-radius: var(--radius-xl);
}
.content-wrapper {
  display: flex;
  flex-direction: column;
  gap: 20px;
  align-items: flex-start;
  justify-content: center;
}

.card-container {
  display: flex;
  flex-wrap: wrap;
  gap: 24px;
}
.card {
  background: var(--color-accent);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-card);
  padding: 28px 24px;
  margin-bottom: 20px;
  position: relative;
  transition: box-shadow var(--transition), transform var(--transition);
}
.card:hover {
  box-shadow: 0 8px 32px 0 rgba(20,50,101,0.16), 0 4px 16px 0 rgba(255,102,160,0.12);
  transform: translateY(-2px) scale(1.027);
}

.content-grid {
  display: flex;
  flex-wrap: wrap;
  gap: 20px;
  justify-content: space-between;
}
.text-image-section {
  display: flex;
  align-items: center;
  gap: 30px;
  flex-wrap: wrap;
}
.testimonial-card {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 20px;
  padding: 20px;
  background: #fffbea;
  border-radius: var(--radius-md);
  box-shadow: 0 4px 16px 0 rgba(52,188,247,0.12);
  margin-bottom: 20px;
  border-left: 6px solid var(--color-fun3);
  transition: box-shadow var(--transition), border-color var(--transition);
  color: #1a1a1a;
}
.testimonial-card strong {
  color: var(--color-primary);
  font-size: 1.02rem;
  letter-spacing: 0.02em;
}
.testimonial-card:hover {
  box-shadow: 0 8px 32px 0 rgba(135,225,178,0.24);
  border-color: var(--color-fun2);
}
.feature-item {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 15px;
}

/* -----------------------------------------------------------
   HEADER / NAVIGATION / MOBILE MENU
------------------------------------------------------------ */
header {
  background: var(--color-accent);
  border-bottom: 3px solid var(--color-secondary);
  padding-top: 10px;
  padding-bottom: 10px;
  position: relative;
  z-index: 20;
}
header .container {
  display: flex;
  align-items: center;
  gap: 28px;
  justify-content: space-between;
}
header nav {
  display: flex;
  align-items: center;
  gap: 28px;
}
header nav a {
  font-family: 'Montserrat', Arial, sans-serif;
  color: var(--color-primary);
  font-weight: 700;
  font-size: 0.97rem;
  padding: 8px 0;
  border-bottom: 2.5px solid transparent;
  transition: border-color var(--transition),color var(--transition);
  border-radius: 0 0 10px 10px;
  position: relative;
}
header nav a:hover, header nav a:focus {
  color: var(--color-fun2);
  border-bottom: 2.5px solid var(--color-fun2);
}

.cta-btn {
  font-family: 'Montserrat', Arial, sans-serif;
  display: inline-block;
  background: var(--color-fun2);
  color: var(--color-accent);
  font-weight: 900;
  font-size: 1.05rem;
  padding: 12px 28px;
  border-radius: 100px 24px 100px 24px/24px 100px 24px 100px;
  margin-left: 10px;
  box-shadow: 0 2px 12px var(--color-fun2, #FF66A0, 0.09);
  letter-spacing: 0.03em;
  transition: background var(--transition), box-shadow var(--transition), color var(--transition), transform var(--transition);
  cursor: pointer;
  border: none;
  outline: none;
}
.cta-btn:hover, .cta-btn:focus {
  background: var(--color-fun3);
  color: var(--color-fun2);
  transform: scale(1.055) rotate(-2deg);
  box-shadow: 0 8px 28px var(--color-fun3, #52BCF7, 0.16);
}

.mobile-menu-toggle {
  display: none;
  font-size: 2.1rem;
  color: var(--color-fun2);
  background: none;
  border: none;
  cursor: pointer;
  transition: color var(--transition);
  z-index: 201;
}
.mobile-menu-toggle:hover,
.mobile-menu-toggle:focus {
  color: var(--color-fun1);
}

.mobile-menu {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  justify-content: flex-start;
  position: fixed;
  top: 0; left: 0;
  width: 100vw;
  height: 100vh;
  background: var(--color-primary);
  transform: translateX(-110%);
  transition: transform 0.36s cubic-bezier(0.83,0,0.17,1);
  z-index: 200;
  padding-top: 32px;
  padding-bottom: 32px;
  box-shadow: 6px 0 26px 0 rgba(20,50,101,0.17);
}
.mobile-menu.active {
  transform: translateX(0);
}
.mobile-menu-close {
  margin-left: auto;
  margin-right: 40px;
  background: var(--color-fun2);
  color: var(--color-accent);
  border-radius: 40px;
  font-size: 2.2rem;
  line-height: 1;
  border: none;
  cursor: pointer;
  padding: 10px 22px 10px 22px;
  box-shadow: 0 2px 10px rgba(255,102,160,0.07);
  transition: background var(--transition), color var(--transition);
}
.mobile-menu-close:hover,
.mobile-menu-close:focus {
  background: var(--color-fun1);
  color: var(--color-primary);
}
.mobile-nav {
  display: flex;
  flex-direction: column;
  gap: 18px;
  margin: 38px 40px 0 40px;
}
.mobile-nav a {
  font-family: 'Montserrat', Arial, sans-serif;
  font-size: 1.14rem;
  color: var(--color-accent);
  font-weight: 700;
  border-bottom: 2px solid transparent;
  padding: 8px 0 8px 0;
  transition: color var(--transition), border-color var(--transition);
  border-radius: 10px;
}
.mobile-nav a:hover,
.mobile-nav a:focus {
  color: var(--color-fun1);
  border-bottom: 2px solid var(--color-fun1);
  background: rgba(255,255,255,0.06);
}

/* -----------------------------------------------------------
   HERO SECTION
------------------------------------------------------------ */
.hero {
  padding: 70px 0 30px 0;
  background: linear-gradient(110deg, var(--color-secondary) 45%, var(--color-fun1) 92%);
  border-radius: 0 0 var(--radius-xl) var(--radius-xl);
  box-shadow: 0 4px 24px rgba(52,188,247,0.12);
  margin-bottom: 48px;
  animation: heroAppear 1.1s cubic-bezier(0.66,-0.06,0.47,1) 0.22s both;
}
@keyframes heroAppear {
  from { opacity: 0; transform: translateY(-45px) scale(0.97) skewY(-3deg); }
  to   { opacity: 1; transform: none; }
}
.hero .content-wrapper {
  align-items: flex-start;
  gap: 16px;
}
.hero h1 {
  color: var(--color-primary);
  font-size: 2.6rem;
  margin-bottom: 15px;
  text-shadow: 1px 2px 10px var(--color-fun3, #52BCF7, 0.10);
}
.hero p {
  color: var(--color-primary);
  font-size: 1.16rem;
  margin-bottom: 24px;
  font-weight: 500;
}
.hero .cta-btn {
  font-size: 1.2rem;
  margin-top: 0;
}

/* -----------------------------------------------------------
   FEATURE LISTS / SERVICES LISTS
------------------------------------------------------------ */
.features-list,
.services-list,
.faq-list,
.articles-list {
  display: flex;
  flex-wrap: wrap;
  gap: 24px;
  margin-top: 20px;
}
.features-list li,
.services-list li,
.faq-list li,
.articles-list li {
  background: var(--color-accent);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-card);
  padding: 23px 20px;
  flex: 1 1 260px;
  min-width: 240px;
  margin-bottom: 20px;
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  transition: box-shadow var(--transition), transform var(--transition);
  position: relative;
}
.features-list li img,
.services-list li img,
.faq-list li img,
.articles-list li img {
  width: 48px;
  height: 48px;
  margin-bottom: 10px;
  flex-shrink: 0;
  border-radius: 12px;
  background: var(--color-secondary);
  padding: 6px;
  box-shadow: 0 1.5px 6px 0 rgba(135,225,178,0.15);
  animation: floatIcon 4s ease-in-out infinite alternate;
}
@keyframes floatIcon {
  0% { transform: translateY(0) scale(1.0); }
  100% { transform: translateY(-10px) scale(1.1); }
}
.features-list li:hover,
.services-list li:hover,
.faq-list li:hover,
.articles-list li:hover {
  box-shadow: 0 8px 32px 0 rgba(20,50,101,0.11);
  transform: translateY(-3px) scale(1.025);
}
.features-list li h3,
.services-list li h3,
.faq-list li h3,
.articles-list li h3 {
  margin-bottom: 7px;
  font-size: 1.1rem;
  font-family: 'Montserrat', Arial, sans-serif;
  color: var(--color-fun2);
}
.features-list li p,
.services-list li p,
.faq-list li p,
.articles-list li p {
  color: var(--color-primary);
  font-size: 0.98rem;
}

/* -----------------------------------------------------------
   FAQ / ARTICLE LISTS
------------------------------------------------------------ */
.faq-list,
.articles-list {
  gap: 22px;
}
.faq-list li h3 {
  color: var(--color-fun3);
  font-size: 1.08rem;
}

/* -----------------------------------------------------------
   BENEFITS, HIGHLIGHT SECTIONS, CARDS
------------------------------------------------------------ */
.savings-highlight,
.advice-snippet,
.diagram-description,
.guides-overview {
  background: var(--color-fun4);
  border-radius: var(--radius-md);
  padding: 22px 18px;
  margin: 16px 0 0 0;
  box-shadow: 0 2px 12px 0 rgba(255,102,160,0.07);
  font-weight: 500;
  font-size: 1.07rem;
  color: var(--color-primary);
  border-left: 6px solid var(--color-fun2);
}
.advice-snippet {
  border-left-color: var(--color-fun1);
}
.diagram-description {
  border-left-color: var(--color-fun3);
}
.guides-overview {
  border-left-color: var(--color-fun1);
}

/* -----------------------------------------------------------
   CONTACT / FOOTER AREA
------------------------------------------------------------ */
footer {
  padding: 38px 0 30px 0;
  background: var(--color-primary);
  color: var(--color-accent);
  border-radius: var(--radius-xl) var(--radius-xl) 0 0;
}
footer .container {
  display: flex;
  flex-direction: row;
  align-items: flex-start;
  gap: 36px;
  justify-content: space-between;
  flex-wrap: wrap;
}
footer nav {
  display: flex;
  flex-direction: column;
  gap: 14px;
}
footer nav a {
  color: var(--color-accent);
  font-family: 'Montserrat', Arial, sans-serif;
  font-size: 1.03rem;
  margin-bottom: 5px;
  opacity: 0.89;
  transition: color var(--transition), opacity var(--transition);
}
footer nav a:hover {
  color: var(--color-fun1);
  opacity: 1;
}
footer .contact-details {
  display: flex;
  flex-direction: column;
  gap: 10px;
  font-size: 0.98rem;
}
footer .contact-details img {
  width: 20px; height: 20px; margin-right: 10px; vertical-align: middle;
}
footer p {
  color: var(--color-accent);
}
footer a {
  color: var(--color-accent);
  text-decoration: underline dotted 1.5px var(--color-fun1);
  text-underline-position: under;
}
footer a:hover {
  color: var(--color-fun2);
  text-decoration: underline wavy var(--color-fun2);
}

/* -----------------------------------------------------------
   COOKIE CONSENT BANNER
------------------------------------------------------------ */
#cookie-consent-banner {
  position: fixed;
  bottom: 0; left: 0; right: 0;
  width: 100vw;
  background: var(--color-fun2);
  color: var(--color-accent);
  font-family: 'Roboto', Arial, sans-serif;
  z-index: 9999;
  box-shadow: 0 -4px 22px 0 rgba(20,50,101,0.09);
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 20px 20px 20px 28px;
  gap: 18px;
  flex-wrap: wrap;
}
#cookie-consent-banner p {
  color: var(--color-accent);
  font-weight: 500;
  margin: 0;
  font-size: 1.02rem;
  flex: 1 0 180px;
}
.cookie-btns {
  display: flex;
  gap: 12px;
  align-items: center;
}
.cookie-btn {
  padding: 9px 20px;
  border-radius: 100px;
  font-family: 'Montserrat', Arial, sans-serif;
  font-weight: 700;
  font-size: 1.01rem;
  border: none;
  cursor: pointer;
  transition: background var(--transition), color var(--transition);
  outline: none;
}
.cookie-btn.accept {
  background: var(--color-secondary);
  color: var(--color-primary);
}
.cookie-btn.accept:hover {
  background: var(--color-fun1);
  color: var(--color-primary);
}
.cookie-btn.reject {
  background: var(--color-fun3);
  color: var(--color-primary);
}
.cookie-btn.reject:hover {
  background: var(--color-fun4);
  color: var(--color-fun2);
}
.cookie-btn.settings {
  background: var(--color-accent);
  color: var(--color-fun2);
  border: 1.2px solid var(--color-fun2);
}
.cookie-btn.settings:hover {
  background: var(--color-fun2);
  color: var(--color-accent);
}

#cookie-preferences-modal {
  display: none;
  position: fixed;
  left: 18px;
  right: 18px;
  top: 50%;
  transform: translateY(-50%) scale(1.06);
  background: #fff;
  color: var(--color-primary);
  border-radius: var(--radius-xl);
  box-shadow: 0 12px 44px 0 rgba(20,50,101,0.17);
  z-index: 10001;
  max-width: 430px;
  margin: 0 auto;
  padding: 36px 25px 29px 25px;
  animation: fadeUpModal 0.44s cubic-bezier(.21,.58,.47,1.18);
}
@keyframes fadeUpModal {
  0% { opacity: 0; transform: translateY(90px) scale(.97); }
  100% { opacity: 1; transform: translateY(-50%) scale(1.06); }
}
#cookie-preferences-modal.active {
  display: block;
}
.cookie-modal-title {
  font-family: 'Montserrat', Arial, sans-serif;
  font-size: 1.44rem;
  font-weight: 900;
  margin-bottom: 14px;
  color: var(--color-fun2);
}
.cookie-category {
  margin-bottom: 18px;
  padding: 10px 0;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  border-bottom: 1.1px dashed var(--color-fun4);
}
.cookie-category:last-child { border-bottom: none; }
.cookie-category label {
  font-size: 1.02rem;
}
.cookie-category input[type=checkbox] {
  width: 27px;
  height: 27px;
  accent-color: var(--color-fun2);
  border-radius: 7px;
}
.cookie-modal-btns {
  display: flex;
  gap: 12px;
  justify-content: flex-end;
  margin-top: 20px;
}

/* Overlay background for modal */
#cookie-modal-overlay {
  display: none;
  position: fixed; left: 0; top: 0; right: 0; bottom: 0;
  background: rgba(20,50,101,0.25);
  z-index: 10000;
}
#cookie-modal-overlay.active { display: block; }

/* -----------------------------------------------------------
   CUSTOM COMPONENTS: CONTACT LISTS, ETC.
------------------------------------------------------------ */
.contact-info-list {
  display: flex;
  flex-direction: column;
  gap: 16px;
  margin-bottom: 20px;
  font-size: 1.09rem;
}
.contact-info-list li img {
  width: 22px; height: 22px; vertical-align: middle; margin-right: 8px;
}
.contact-instruction {
  margin-bottom: 10px;
  font-size: 0.99rem;
  color: var(--color-fun2);
  background: var(--color-fun4);
  padding: 12px 15px;
  border-radius: var(--radius-sm);
  border-left: 6px solid var(--color-fun1);
}

/* -----------------------------------------------------------
   INTERACTIVE/ANIMATION EFFECTS
------------------------------------------------------------ */
a, button, .cta-btn, .cookie-btn, .mobile-menu-toggle, .mobile-menu-close {
  transition: all var(--transition);
}

ul li::before, ol li::before {
  content: '';
  display: inline-block;
  margin-right: 9px;
  width: 12px;
  height: 12px;
  vertical-align: middle;
  background: var(--color-fun3);
  border-radius: 3px;
  box-shadow: 1px 1px 0 var(--color-fun2, #FF66A0, 0.07);
  margin-top: -3px;
  opacity: 0.5;
  position: relative;
}
ul li.no-bullet::before, ol li.no-bullet::before {
  content: none;
}
.features-list li::before,
.services-list li::before,
.faq-list li::before,
.articles-list li::before {
  content: none;
}

/* -----------------------------------------------------------
   RESPONSIVE DESIGN - MOBILE FIRST
------------------------------------------------------------ */
@media (max-width: 1024px) {
  .container { max-width: 100%; }
  header nav {
    gap: 18px;
  }
  footer .container {
    gap: 14px;
  }
}
@media (max-width: 768px) {
  html { font-size: 15px; }
  .container { padding-left: 12px; padding-right: 12px; }
  .section { padding: 32px 10px; margin-bottom: 38px; }

  .content-wrapper {
    gap: 16px;
  }

  header .container {
    flex-direction: row;
    gap: 10px;
  }
  header nav {
    display: none;
  }
  .mobile-menu-toggle {
    display: inline-block;
    margin-left: 13px;
  }
  .cta-btn {
    font-size: 1rem;
    padding: 11px 18px;
    margin-left: 3px;
  }

  .content-grid,
  .card-container,
  .features-list,
  .services-list,
  .faq-list,
  .articles-list {
    flex-direction: column;
    gap: 16px;
  }

  .text-image-section {
    flex-direction: column;
    gap: 20px;
    align-items: center;
  }
  .testimonial-card {
    gap: 12px;
    padding: 14px;
    font-size: 0.94rem;
  }
  footer .container {
    flex-direction: column;
    align-items: flex-start;
    gap: 15px;
  }
}
@media (max-width: 480px) {
  html { font-size: 14px; }
  .section { padding: 16px 3vw; }
  .hero {
    padding: 39px 0 14px 0;
    border-radius: 0 0 var(--radius-md) var(--radius-md);
  }
  .hero h1 { font-size: 1.55rem; }
  h2, .h2 { font-size: 1.31rem; }
}

/* Hide cookie modal on small screens if needed, keep accessible */
@media (max-width: 430px) {
  #cookie-preferences-modal {
    padding: 24px 7px 15px 7px;
    max-width: 98vw;
  }
}

/* -----------------------------------------------------------
   ACCESSIBILITY/FOCUS STYLE
------------------------------------------------------------ */
a:focus, .cta-btn:focus, button:focus, .cookie-btn:focus {
  outline: 2px solid var(--color-fun1);
  outline-offset: 2px;
  box-shadow: 0 0 0 3px var(--color-fun3, #52BCF7, 0.17);
}

/* Utility for hiding items visually but keeping accessible */
.sr-only {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0,0,0,0);
  border: 0;
}

/* -----------------------------------------------------------
   PLAYFUL DECOR (Optional - can be omitted if no assets)
------------------------------------------------------------ */
.hero, .card, .testimonial-card, .section {
  position: relative;
  overflow: visible;
}
/* Decorative/confetti (for dynamic playful touch, optional) */
.card:after, .testimonial-card:after, .hero:after {
  content: '';
  position: absolute;
  right: 10px; top: -10px;
  width: 18px; height: 18px;
  background: var(--color-fun2);
  border-radius: 55% 33% 42% 60%/50% 47% 66% 57%;
  opacity: 0.09;
  filter: blur(1.5px);
  pointer-events: none;
  z-index: 0;
  animation: decorFloat 6s ease-in-out infinite alternate;
}
@keyframes decorFloat {
  from { transform: translateY(-3px) rotate(14deg); }
  to   { transform: translateY(13px) rotate(-31deg); }
}


/* -----------------------------------------------------------
   PRINT STYLES (Optional)
------------------------------------------------------------ */
@media print {
  header, footer, #cookie-consent-banner, #cookie-modal-overlay, #cookie-preferences-modal, .mobile-menu { display: none !important; }
  main, .section { padding: 0 !important; background: none !important; }
  body { color: #222; background: #fff; }
}